1Sam An Educationist, Business Philosopher, Investment Banker, Computer Management and Financial Information Expert. Appointed as a Full Professor in Computer Management and Financial Information Systems (UNEM). Holds a PhD in Financial Management (UNEM) and an MBA in Management Information Systems (LEGON) and a Degree in Social Science (LEGON). An adjunct speaker, lecturer and an external examiner. External examiner with a couple of accredited Universities, Colleges and Professional Institutions in the UK, Singapore, Dubai and Ghana.